The Rx Plan of Confusion
by blogus, Tue Oct 11, 2005 at 04:23:16 AM EDT
While there are many important issues that Democrats can and should be using as "talking points" to differentiate themselves from the Repubs, one that I have seen little discussion about, especially in the MSM, is the "new" Medicare Drug Plan. Seniors in this country, a very strong voting bloc, must make a decision within the next few months about which plan, if any, they will select. Delay the decision past May 15,2006 and they will pay a penalty in terms of higher premiums. And according to an article last week in USA Today, over 60% were confused as to what they were going to do.
While I was always in favor of this benefit, I opposed the "bush" plan on a number of issues. Most notably, the fact that the plan does not allow for "price" negotiation, or in lieu of that, importation from a country like Canada, means taxpayers are doling out at least 50% more than we should. And the big pharm companies loves us for it, since it makes their donations to the Reds easier. But this, obviously, is not the cause for confusion, nor is it the reason for this posting.
My mother is 84 years old, a widow, and in the advanced stages of Alzheimer's disease. With that, I oversee her finances and make all determinations as to her care, a responsibility I gladly accept. Last week I began to delve into the options available to her, and after looking at more web sites than I can count (both governmental and insurance), and speaking on the phone to any number of people (again both government and insurance types), I am no better off than before I started. I will probably wind up creating a "spread sheet" that will rival any, in terms of complexity, I've created in my business life. And the sad news is, that while I'll be able to select something to suit her needs of today, should her situation relative to the medications she requires change, we may have to change the plan. And if you change plans, you can get screwed. In fact, her situation may not change, but the plan she selects can change and not fit her needs anymore. So guess who gets screwed?
Hey! Democratic leadership. Before we start talking about simplifying the tax code, let's come up with a plan that's simple and easy for the seniors to utilize (and maybe save some tax dollars to boot). I think there's a lot of votes to gained on this one.
While I was always in favor of this benefit, I opposed the "bush" plan on a number of issues. Most notably, the fact that the plan does not allow for "price" negotiation, or in lieu of that, importation from a country like Canada, means taxpayers are doling out at least 50% more than we should. And the big pharm companies loves us for it, since it makes their donations to the Reds easier. But this, obviously, is not the cause for confusion, nor is it the reason for this posting.
My mother is 84 years old, a widow, and in the advanced stages of Alzheimer's disease. With that, I oversee her finances and make all determinations as to her care, a responsibility I gladly accept. Last week I began to delve into the options available to her, and after looking at more web sites than I can count (both governmental and insurance), and speaking on the phone to any number of people (again both government and insurance types), I am no better off than before I started. I will probably wind up creating a "spread sheet" that will rival any, in terms of complexity, I've created in my business life. And the sad news is, that while I'll be able to select something to suit her needs of today, should her situation relative to the medications she requires change, we may have to change the plan. And if you change plans, you can get screwed. In fact, her situation may not change, but the plan she selects can change and not fit her needs anymore. So guess who gets screwed?
Hey! Democratic leadership. Before we start talking about simplifying the tax code, let's come up with a plan that's simple and easy for the seniors to utilize (and maybe save some tax dollars to boot). I think there's a lot of votes to gained on this one.






