My health insurance may have saved my life

I am a healthy woman in my late 30s who rarely sees a doctor outside of regularly scheduled checkups. I have had two uncomplicated pregnancies followed by easy, midwife-assisted births.

Most years we pay far more in premiums for our family's health insurance than our medical care would cost if we paid for everything out of pocket.

Not this year. Yesterday I returned home after spending seven days and six nights in the hospital. It might have been a lot worse if I were uninsured.

There's more...

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