Cross Posted from TotallyNJ

The Courier Post received more than 60 letters opposing predatory lending practices and encouraging Rep. Frank LoBiondo to support legislation regulating it.  Here is his response:

As residents of New Jersey's 2nd Congressional District have long known, I welcome the comments and concerns of my constituents on any issue at any time.

I have received the petitions forwarded by the Courier-Post to me from my constituents. I firmly believe an individual's finances and management of one's credit is a personal responsibility that each of us must accept when we willingly enter into a contractual agreement with card providers.

At this time, I am reviewing all legislation before the House of Representatives regarding current law governing credit cards and the companies that solicit them, and I will soon respond directly to those constituents who contacted me on this issue.

The writer is a Republican U.S. representative from Vineland. His district includes southern Gloucester County; small portions of Camden and Burlington counties; and all of Salem, Cumberland, Cape May and Atlantic counties.

The Courier-Post called this response "scant" and "offensive"

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Yesterday the GOP House of Representatives crafted a razor-thin victory that will shape all of our lives for decades. I wasn't alone in decrying the lack of attention this measure got. Ihlin at dailyKos had a diary up lamenting how so little attention was paid to this vote, a vote which basically served to ram Republican budget priorities down the throats of every American for years to come. This was a bill for the folks who've been seeking to brand "entitlements" as a code word for government hand outs that people don't deserve...

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